Handling most people, credit card debt relief via programs other than bankruptcy should not last that for years and years. Taking into consideration that everyone’s money predicament is personal, but many situations should not take last more than thirty six months if the program they enroll into is the best one for them. A set up in which it will take that long means either there is a more ideal program out there that will meet your criteria, or that Chapter 7 is seriously your most viable solution.
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